Money-handeling system



May 6 1924.

F. C. WEBER MONEY HANDLING SYSTEM Filed Jan. 2l 1920 4 Sheets-Sheet l NO C 0 00 B 00 0 f 00 0 00 d 00 a 00mn 82 2 00 0 0a 0 ...swf v 0 a 0| M,l,

INVENTOR.

BY t! ATTORNEY May e, 1924. 1,492,769 9 F. C. WEBER MONEY HANDLINGSYSTEM Filed dan. 21. 1920 4 sheets-sheet 2 F U ,y ik

.2Q bw, INVENTOR.

y MM 26%/ /JATTORNEY I May 6 1924. 1,492,769

F. c. WEBER v MONEY HANDLING SYSTEM Filed Jan. 21 1920 4 Sheets-Sheet 5INVENTOR.

Patented May 6, 1924.

UNITED s'rA'1rEsl Para' NT' .gs'FlCfLEg FREDEnIenLC.' wanna, or niiwvenian/Y. f

y ivroNEY-HaNDr-I'NG svsrnan Application med January 21, i920. serialNo. 353,006;I

To allwhom it may concer/n.'

Be it knownthat I, FREDERICK C. WEBER,

Another great desideratum is t-he added responsibility of the teller inmaking up large amounts in specified denominations to meet therequirements of the customers in making up payrolls. Change makingdevices for handling fractional currency and coins made up into rolls ofspecified amountsl are provided for convenient handling, but so far as Iam aware, no attempt has been made to providek means for handling billswith the same degree of facility.

It is the purpose of my invention to provide a means for the rapidVhandling of money of larger denomination, as well as a system ofarrangement whereby ready access is instantly had not only toV bills ofany denomination, but in any desired amounts within reasonable limits.'f

In carrying out my invention,l I make use of the several devices andstructures set forth in the annexed specificationk and illustrated inthe accompanying drawings, wherein- L f Fig. 1 is a plan view of atellers window and counter with a simple form of my invention fittedthereto. l

Fig. 2 is an elevation of the same.

Fig. 3 is a side elevation of one of the dra-wer sections for holdingthe moneyl containers, partly broken away to show the interiorarrangement.V

Fig. 4 is a vertical section of one ofthe drawer compartments.

Fig. 5 is a fragmentary perspectiveview of the tops of two adjacentdrawers.

Fig. 6 is a vertical longitudinal section of a modified; form' of theinvention'. Y

Fig. .7 is a fragmentary plan of a part of the tellers counter, partlybroken away` to expose one f the drawers in plan.

Fig l8 is a fragmentof one ofthe bill containers', tachment to thefeeding tape. v

Fig. 9 is aside elevation 'of a series of such containers-.showing thesame attached to the feeding tape.v

Fig. l10 is a #front view vof a series of the a drawer compartment.

Fig. 11 is ay further modified form ofthe showing-.the method of. itsatvcontainers showing their dispositionwithin invention designed tohandle containers of adiffer'ent formzandmakeup.'

Fig. 12 is a plan of a pair yof drawer sections, yonein full and theother` with the handv operated `feed rollers.removed;V also, the planand disposition of'a set of live feed rollers 'belonging to theadjoiningsection.

Figs.'13, 14, 15 and lshow different forms of containers adapted for usein connection l with the several forms ofthe invention.

Similar reference numeralsrefer .to like, parts throughout.. the;specification and drawings.- 1 j i Figs. 1 to 5, inclusive'illustratethe sim` plest form ofmy invention. It consists of the tellers window 1,and counter 2,' recessed at Sto receive ythe tray 4, which lattercontains the series of. drawer sections-"5, 5. These sections consist'ofopen-sided drawers, divided into4 one, two or three compartments,'accord-ing to theirvintended location within the tray. The drawersaresymmetricallyarranged on' either side of the center-- line, as shownin Fig.. 1,. so astoleave the .space @immediately back ofthe window 1,

uponfwhich the money containers areplaced to be delivered to thecustomers. This arrangement-also serves to locate the drawer sections ata safe ,distance from the window and out of convenient reach of apilfe'rer. Each drawer has a covered 'top r7, and forwardly curvedpartitions 8, vat the upper edgeof, which the top 7 is slotted as at 9and provided with the enlarged finger openings 10. Envelope containers11, each having the correct amount of `currency therein, asv indicated'upon Iits-face, are placedA within `the several compartments, with thesprings 12 pressing-them forwardagainst the front partitions 8. It willbe noted that normally the upperend of the first container in anycompartment `does not register with the slot 9, but that such 'containerjmust `be bent forward to conform to the curve ofthe partitioninto' such'- registrybefore it can be removed from the compartmentthrough the slot. This makes the extraction of containers from thewindow side of the counter all the more diiiicult, but does notinterfere with ready removal of the containers from the opposite side;in fact, it is the easy and natural way to reach forward to a slot, runthe finger over the tops of the exposed containers and upon reaching thefirst one, bend it forwardly to separate it 'from the others in order toget a hold upon it and then pull it out through the slot.

The forward part' of the finger openings 10 is of such size as to'expose a portion of the upper end of the iirst container. Upon thisexposed part, certain figures and letters are printed, to indicate, ist,the amount of the contents of thev container; 2nd, the series lettervofthe containers within that compartment; 3rd, the denomination of thebills within the container; and 4th, the amount of the contentsremaining within the compartment. For example, the exposed container inthe left-hand compartment shown in Fig, 5 indicates that each containerhas within it $20 in $2 bills; thatitis now delivering the second orB-series, in other words, that the first lot or A- series has been paidout and that the compartment is now delivering from the second filling;and finally the number 280 indicates that there is still a balance of$280 within the compartment. This numbering system serves as acontinuing inventory of the contents of the compartment, since the nextcontainer` would have the number 260 and the next 240 and so cn. At theclose of business, or at any other time,l these exposed numbers may begathered and jotted down, and thus the contents of the entire tray maybe readily ascertained without the nccessity of counting. It is obviousthat the containers must be correctly and consecutivevv ly arranged whenplacing them within the compartments. This, however is previously doneby other clerks and at times when the demands of the business permit,and

upon whom the responsibility for accuracy of count and arrangementrests.

Fer convenience and ready accessibility of the various compartmentswithin the tray, l prefer to arrange them as indicated in Fig. 1. .Sincethe United States currency is based upon what is known as the 1. Q, 5system, i. e., the bills are $1, $2, $5; $10, $20, $50; $100, $500;etc., the most convenient arrangement is to have the horizontal rows ofcompartments each contain bills of the same denomination, with theamounts or numbers Lof such bills increasing in the same ratio in thevertical columns upon either side of the common center. Again, the 1s,2s and s are naturally placed upon the right hand side. since the greatbulk of banking transactions cover amounts in which bills of thesedenominations form a part. The 10s, 269s and 50s are arranged in similarorder upon the opposite side.

Since twenty to twenty-five bills within a container is a convenientlimit in order not to unduly increase their bulk, l have indicated thesenumbers as the maximum, while the three compartments at the extreme endsof the tray may be set off to coutain bills of still larger denominationas indicated. If desired, the designated contents of the containers maybe printed upon the tops of the compartments, as shown in Fig. 1, butthis may be omitted since the same information is conveyed by theprinting upon the exposed ends of the containers as they are seenthrough the several linger holes 10.

- VV hen business is closed for the day the 'sii entire tray 4, with itscontents, may be removed and replenished, for the next days business,and thereafter stored 1n the bank vaultover night for safekeeping.4Should any. of the compartments become exhausted l during the daysbusiness, the drawer containing that compartment will be removed and afull or reserve drawer with its con-- tents substituted for it.

As above set forth, the handling of a large banking business is greatlyfacilitated by the use of this system, even to such extent as to permita single paying teller to do the work. of two or three tellers workingthe old way. Again, large manufacturing and mercantile companiesemploying many hands, may makeup their pay-rolls from'trays previouslyprepared at the bank, and having their compartments filled withcontainers of bills in certain predetermined and scheduled denomination.In this manner, the delay incident to the counting out of the money atthe paying tellers Window and the resulting inconvenience of a waitingline of customers is avoided.

The system as thus JEar described mayT be called hand-operated. inasmuchas no operating mechanism is employed for delivering the containers, theteller merely having to select from the various compartments the amountscalled for lby the check demands of the customer. The central drawermarked Coin, may contain coin money, either loose or in rolls, or it maybe utilized to house any one of. the numerous change making devicesnow'soY commonly used in banks.

In Figs. 6 to 10 inclusive, l have illustrated a device forautomatically delivering the containers to the teller upon pushing theproper buttons. In this form` thi` tellers counter or desk is providedwith a series of delivery slots 12', as shown in Fig.

7. These slots extend vertically downwardin front of the live or drivenrollers 13,

inn

beneath theconnter top, and staggered as to'depth as' clearly indicatedin said'l ligure. Drawers 14 are r placed beneath the counter, havingdeliveryslots 15 whichy register with the slots`12. The sides of thedrawers are open or cut away at 16, for the convenient vinsertion of thecontainers, which i'n'this lcase are all attached to the ribbon of tape17 andspaced apart. Springsy 1S are "located within the compartmentsIyto force' `the' pack of containers .forward against the separatingpartitions 19 or front 20 s'o that the first container may be Vpassedupwardly throughv the delivery `slots`15 and 12 Upon the tops ofthedrawers, the sliding frames 21,-: 22-are mounted; the pivoted frame 23is mounted inthe pocket 24 -upon the front Wall of the drawer." YTheseframes are provided re-v lspectivelyfwth the driven feed rollers 25, 26,27, take-`iip rollers 28, 29 andr30, to.- gether with Ithe'idle rollers31.y 'Springs 32 areemployed to hold the several frames with their feedrollers outk of contact with the live fee'dfrcllers 13. Upon depressingthe psh' buttons' 3 3 respectively, these frames will carry theirrespective feed rollers into contact'with the container within the slot15 and force it against the live roller 13, by which it will beprojected through the slot 12 to' a pointwithin easy reach of theteller. Upon vgiving the containera slight pull it will-be detached fromthe tape 17, which is wound nponthe take up roller 28, 29,' or30as thecase may be. Even if not detached by the pull referred to, the containerAwill be' detached 'by being stripped from thev tape 17 as the latter isforcibly drawn' to the take-nproller.

The several takfeu'prollers have their tunnions mountedin'slots r34 intheir respective fr'ames'j springs 35 bear upon the .yokes 36 to pressthe take-up rollers against the idle y'rollers 3l, so as Vto ensure theconsecutive deliveryI of the "cor'itainers4 and 'the propeidispositionofthe tape.

drawers beneath 'the counter without inv erference betweenl vtherespective driving and driven feed rollers;

' The tape`17'has the series of containers attached to it in anyconvenient manner, as for exampler shown in" Figs;AA 8,?9 and '-10, byniean'spffthestickers or slips 37,"which are to the tape,Y`and'spaced"apartfas shown.

,Thiswill leave a fold 4of the" tape 5y1 7 ,pro-- jecting below the"ends of "ther containers when they are asseinbled'nf'the"cenip'artments.' Inordeiwtlithey"`1nay not bind' VandV interfold,A 'Ilavepiovided 'the pairk .of ledgers 'er' shelvesss init-he" ndaomorfthedrawerfso asfiteprvies enamell 'saro receiyethefolds ofthetape, whilelthe cor-- ners of the container ride npon the shelves 38. n Y I InFigs. 11 and 12v, I have show lr?d slightly different form of automaticdelivery, to handle containers that are ,connected together in end 'tof'end'` relation and folded accordeon fashion, for stacking intojthecompartments. `The. live rollers 40, are

driven. from an electriemotor .flwhich may ation sans is.' springs 49mathe frames in' their forward position with their rollers 'outofcontact with the live feed rollers 4Q,

except when depressed by,v means of the push buttons 5 0, at the frontends' of th@ drawers. The drawer delivery slotsflare formed at the rearends of thecompartments by eigtending the rear walls'48 upwardly and up-`turning the4 adjacent 'portion of the drawer top 52'. In thevangle"for1ned`by the up- Vturned .drawerftops the retaining d ogs 5,3

'are located Vto bear np'onftlie'containers as .they are drawn upwardlyand prevent y their slipping back Iintol thel compartments whenthe'pressilre ofthe feed rollers 43 isreleased; v f Y `The .preparedcontainers are stacked into the compartments," .with the initialcontainer earried up'into 'the kdelivery slot' 5.1, with its `upper endadjacent to the 'roller43, and'vinx positionv kto'ibe gripped -laetvseenit and vthe'live i roller 40. f The dogs V.ijwflll @hold thein'iitial'conta'ner intliis-.position The staggering ofthe rollers 13,and the corresponding arrangement of the lframes 22, 23, 24 permit the"free slidingof the' If desired, small gripping dogs 54 may be locatedat'tlie rear side ofthe delivery slots L4-2, tofacilitate the separationof the tandemV containers as they aref sfucceSSYely presented at .themonth of said slots. .g `These dogs arey piyot'ed between their ends andl H `have tcutting. upper endsandgripping lower pasted lpartly to'the'container' and partly endsfso thatwhen a container.' pressed against.thenpper edge,`inthe act yof 'tearing itctheflower end is pressedagainst the rearside of the followingv container: and holds it firmlywhile' tlieekposed container isbeing severed.

lThe containers for the' form Aof the device as showin' in Fig. 1" arevshowin in Fig'. 13. IThey' 'are fsimplerplain envelopes 55; sharingprinted upon its face or upon its flap 56, the contents, the seriesletter, the denomination of the contents and a number indicating thecompartment balance. This same form of container may be used with theform shown in Fig. 6, by pasting it to the tape 17 as 'hithertodescribed.

For the device as shown in Figs. 11 and 12, I have shown the containers56 as formed from a continuous strip of paper 57 as in Fig. 14, crossperforated at 58, cross cut at 59, and diagonally cut at 60. rIhe stripis longitudinally scored to form the fold lines 6 1, 62. In making up aseries, the selected t. bills 63 are placed upon the side flap 64, and

the triangular end flap 65 is folded over their ends. The side flap 64,with the bills thereon, is then folded over upon the body 66v of thecontainer, and finally, the other side fiap67 is folded over and pasteddown upon the lap 64, or secured thereto in any other desired manner.Each section of the paper strip is treated in the same manner until theentire series is made up, when they are folded up accordeon fashion asshown in Fig. 16. ready to be placed in their proper drawer compartment.

In Fig. 15, I have shown a slight modication of the series containerstrip. In this case, the strip 68 is cross cut at 69, and crossperforated at 71. Two flaps 72, 73 are cut 'out of the forward end ofthe body 74 of each container. The containers are made up kby placingthe selected bills upon the body 74,` with the flaps 72, 73 folded overtheir ends, and the side flaps 75, 76 folded over and pasted down orotherwise secured. The purpose of the several end flaps 65, 72, 73 is toform a closed end for the respective containers.v The cross perforationspermit the ready severance of the successive containers as they arepresented through the delivery slots.

It is to be understood that each of the containers of a series will beexactly alike as to printed matter thereon, with the exception of theinventory number, which diminishes consecutively by an amount equal tothe contents of each of that particular series of containers.

The systematic order of arrangement of the compartments as shown in Fig.1, is preserved in all of the other forms.

Inasmuch as the serial numbering of the i containers' with numbersdiffering consecutively by an amount equal to the contents of theindividual containers of the series, af-

' fords an lautomatic inventory of the remaining contents of acompartment when such containers are withdrawn in reverse order, Iregard this feature as of great importance, and desire to claim the samebroadly. In order to make the record complete, the containers may bedirectly numbered aswell. Thus, each container will have two serialnumbers; one direct, indicating its order in the series or, the numberof containers already withdrawn; the other indirect or reverseindicating the contents remaining inthe compartment.

I claim 1. In a money handling system, the combination of a plurality ofbill containers', means vfor storing said containers in systematic orderas to amount and denomination of contents, and means for preventing theextraction of said containers from said storing means except inpredetermined order. .i

2. In a money handling system, the combination of a plurality ofcurrency containers, each having printed thereon indicia as to theamount and denomination of the contents thereof, means for storing saidcontainers in systematic order relativeto .said indicia, and means forpreventing the eX- traction of said containers fromsaid storing meansexcept in predetermined order. n, y 3. Ina money handling' system, thecombination of a plurality of'money containers1 a compartment in whichvsaid containers4 are stored in serial order, said y:compartment having adelivery slot therein for the extraction of said containers only inserial order. i 4. In a money handling system, the cornbination of adrawer having a substantially closed compartment therein and having adelivery slot in the top thereof, a plurality of containers eachcontaining the same amount of money inl bills of the same ,de-

.nomination placed within said compartment,

and means for permitting the successive deliveryof said containersthrough said slot.

5. In a money handling system, the combination of a drawer having aplurality yof compartments therein, a plurality of money containersarranged serially in sets and placed within said compartments insystematic order as to amountsand` denomination of their contents, eachcompartment having adelivery slot therein for permitting ythe deliveryof said containersv therefrom in such serial order. Y

6. In a money handling system, thecombination of a desk, a plurality Vofremovable drawers therein, each drawer having `one Aor moresubstantially closed compartments therein, a plurality of seriallyarranged money containers .for eachv compartment, and 'systematicallyarranged vthroughout said compartments as to the amount `andldenomination of their respective contents, and

each of said compartments having a delivery slot for permitting the`extraction of` said containers in serial order.

7. In a money handling system, the combination of a desk, apluralityofcompartments within said desk each of said compartments[having a delivery ,slot therein gne leading to the top of said desk orcounter, a plurality of sets or series of money containers seriallyarranged within each of said compartments and systematically arrangedthroughout said compartments with reference to the amount anddenomination of their contents, and means for permitting the extractionof said containers through said delivery. slots in serial order only.

8. In a money handling system, the combination of a plurality of moneycontainers, means for storing said containers in systematic order as toamount and denomination of the contents thereof, and means forautomatically delivering said containers from said storing means inpredetermined order.

9. In a money handling system, the combination of a plurality ofcurrency containers each having printed thereon indicia as to the amountand denomination of the contents thereof, means for storing saidcontainers in systematic order relative to said indicia, and means forautomatically delivering said containers from said storing means inpredetermined order.

10. In a money handling system, the combination of a plurality of moneycontainers, a compartment in which said containers are stored in serialorder, a delivery slot for said compartment, and means for automaticallydelivering said containers from said compartment through said slot inserial order only.

11. In a money handling system, the combination of a drawer having asubstantially closed compartment therein and having a delivery slot inthe top thereof, a plurality of containers each containing the sameamount of money in bills of the same denomination placed within saidcompartment in serial order, and means for automatically withdrawingsaid containers from said compartments through said slots in such serialorder only.

12. In a money handling system, the combination of a drawer having aplurality of compartments therein, a plurality of money containersarranged serially in sets and placed within said compartments insystematic order as to amounts and denominations of their contents, adelivery slot for each compartment, and automatic means for drawing saidcontainers successively from said compartments in serial order only.

13. In a money handling system, the combination of a desk, a pluralityof lremovable drawers therein, each drawer having one or moresubstantially closed compartments, a plurality of serially arrangedmoney containers lfor each compartment and systematically arrangedthroughout said compartments with reference to the amounts anddenominations of their contents, a delivery v slot for each compartmentleadingl to the surfaceof said desk or counter, and means beneath saiddesk for automatically delivering said containers through said slots tothe surface of said desk.

14. In a money handling system, the combination of a desk, a pluralityof compartments withink said desk or counter, each of said compartmentshaving a delivery slot therein leading to the top of said desk, aplurality of sets or series of money containers serially arranged withineach of said compartments and systematically arranged throughout saidcompartments with reference to the amounts and denominations of theircontents, and means beneath said desk for automatically delivering saidcontainers to the top thereof in serial order.

15. The combination ina money handling system,-of a plurality of` moneycontainers connected together in serial order, a com-Y partment in whichsaid containers are stored in such serial order, said compartment havinga delivery slot therein for the extraction of said containers therefromin reverse serial order.

16. In a money handling system, the combination of a drawer having aplurality of compartments therein, a plurality of money containersconnected together and arranged serially in sets and placed within saidcompartments in systematic order as to amounts and denomination of theircontents, each compartment having a delivery slot therein for permittingthe delivery of containers therefrom in reverse serial order.

17. In a money handling system, the combination of a plurality of moneycontainers, a compartment in which said containers are storedv in serialorder, adelivery slot for said compartment, and means for automaticallydelivering said containers from said compartmentthrough said slot inreverse serial order.

18. In a money handling system, the combination of a drawer having asubstantially closed compartment therein andv having a delivery slot inthe top thereof, a plurality i

